Mutual Funds calculator
SIP Calculator
Use this free SIP Calculator to work out estimated future value from monthly investment, expected annual return (%), and years, with instant result cards and the exact formula shown below.
Results
Calculation summary
FormulaView calculation method
Future value
Monthly investment x Future value annuity factorTotal invested
Monthly investment x MonthsGuideHow to use this calculator
Step 1
Enter the mutual fund values from your broker, fund statement, exchange, or research source.Step 2
Click Calculate result to update the output cards, then review the formula section for how the result is derived.Tip
For more planning tools, return to the related calculator links or the main calculator category page.Continue from here
When to use this calculator
Use this SIP calculator to estimate the future value of regular monthly mutual fund investments. It is helpful for long-term goal planning, retirement planning, and disciplined investing.
How to interpret the result
The future value is an estimate based on your monthly investment, expected annual return, and time period. Actual mutual fund returns can vary because markets do not grow at a fixed rate every year.
Common mistakes to avoid
Do not treat expected return as guaranteed. Review your SIP amount periodically, and consider inflation, expense ratio, and investment horizon before making decisions.
FAQ
Frequently asked questions
What is the SIP Calculator used for?
The SIP Calculator is a free mutual funds calculator that works out estimated future value from monthly investment, expected annual return (%), and years. Enter your own figures to get an instant result with the formula shown on the page.
What formula does the SIP Calculator use?
It calculates Future value = Monthly investment x Future value annuity factor and Total invested = Monthly investment x Months. The tool reports estimated future value, total invested, estimated gains, and monthly investment.
Where do I get the numbers for the SIP Calculator?
Take monthly investment, expected annual return (%), and years from your fund statement or scheme factsheet. The SIP Calculator never fetches live market data, so the output depends only on the values you type in.
Are the SIP Calculator results financial advice?
No. The SIP Calculator is an educational tool. Treat estimated future value as an estimate, re-check your inputs, and confirm important investment decisions with a qualified professional.
Can I use the SIP Calculator with any currency or market?
Yes. Keep monthly investment, expected annual return (%), and years in the same currency and consistent units, and the SIP Calculator applies the same calculation to any market.