Mutual Funds calculator
XIRR Calculator
Use this free XIRR Calculator to work out estimated XIRR from total invested, current value, and average years invested, with instant result cards and the exact formula shown below.
Results
Calculation summary
FormulaView calculation method
Estimated XIRR
Annualized return approximation from total invested and current valueGuideHow to use this calculator
Step 1
Enter the mutual fund values from your broker, fund statement, exchange, or research source.Step 2
Click Calculate result to update the output cards, then review the formula section for how the result is derived.Tip
For more planning tools, return to the related calculator links or the main calculator category page.Continue from here
When to use this calculator
Use this XIRR calculator approximation for investments with irregular cash flows, such as multiple SIPs, redemptions, switches, or lump-sum additions.
How to interpret the result
XIRR annualizes returns when cash flows happen at different times. It is generally more suitable than simple CAGR for irregular mutual fund transactions.
Common mistakes to avoid
Use accurate transaction dates and cash-flow amounts for precise XIRR. This calculator provides a planning estimate and should be verified for formal reporting.
FAQ
Frequently asked questions
What is the XIRR Calculator used for?
The XIRR Calculator is a free mutual funds calculator that works out estimated xirr from total invested, current value, and average years invested. Enter your own figures to get an instant result with the formula shown on the page.
What formula does the XIRR Calculator use?
It calculates Estimated XIRR = Annualized return approximation from total invested and current value. The tool reports estimated xirr, total gain, current value, and average years.
Where do I get the numbers for the XIRR Calculator?
Take total invested, current value, and average years invested from your fund statement or scheme factsheet. The XIRR Calculator never fetches live market data, so the output depends only on the values you type in.
Are the XIRR Calculator results financial advice?
No. The XIRR Calculator is an educational tool. Treat estimated xirr as an estimate, re-check your inputs, and confirm important investment decisions with a qualified professional.
Can I use the XIRR Calculator with any currency or market?
Yes. Keep total invested, current value, and average years invested in the same currency and consistent units, and the XIRR Calculator applies the same calculation to any market.