Mutual Funds calculator
SWP Calculator
Use this free SWP Calculator to work out estimated remaining corpus from starting corpus, monthly withdrawal, expected annual return (%), and years, with instant result cards and the exact formula shown below.
Results
Calculation summary
FormulaView calculation method
Remaining corpus
Corpus grown over time - Total withdrawalsTotal withdrawals
Monthly withdrawal x 12 x YearsGuideHow to use this calculator
Step 1
Enter the mutual fund values from your broker, fund statement, exchange, or research source.Step 2
Click Calculate result to update the output cards, then review the formula section for how the result is derived.Tip
For more planning tools, return to the related calculator links or the main calculator category page.Continue from here
When to use this calculator
Use this SWP calculator to estimate how regular withdrawals may affect a mutual fund corpus. It is useful for retirement income planning and cash-flow planning.
How to interpret the result
The remaining corpus estimate shows whether the starting corpus may sustain withdrawals under the assumed return. If withdrawals are too high, the corpus may decline faster.
Common mistakes to avoid
Do not ignore market volatility, taxes, and exit loads. A fixed expected return is only a planning assumption and should be reviewed regularly.
FAQ
Frequently asked questions
What is the SWP Calculator used for?
The SWP Calculator is a free mutual funds calculator that works out estimated remaining corpus from starting corpus, monthly withdrawal, expected annual return (%), and years. Enter your own figures to get an instant result with the formula shown on the page.
What formula does the SWP Calculator use?
It calculates Remaining corpus = Corpus grown over time - Total withdrawals and Total withdrawals = Monthly withdrawal x 12 x Years. The tool reports estimated remaining corpus, total withdrawals, estimated growth, and monthly withdrawal.
Where do I get the numbers for the SWP Calculator?
Take starting corpus, monthly withdrawal, expected annual return (%), and years from your fund statement or scheme factsheet. The SWP Calculator never fetches live market data, so the output depends only on the values you type in.
Are the SWP Calculator results financial advice?
No. The SWP Calculator is an educational tool. Treat estimated remaining corpus as an estimate, re-check your inputs, and confirm important investment decisions with a qualified professional.
Can I use the SWP Calculator with any currency or market?
Yes. Keep starting corpus, monthly withdrawal, expected annual return (%), and years in the same currency and consistent units, and the SWP Calculator applies the same calculation to any market.